Drive recruitment, productivity and retention

At zero cost to your company


of employees admit to worrying about money

Offering on-demand pay as a perk helps you attract the best talent to your company.


of employees say money worries impact their performance

Reducing your employees’ financial stress allows them to be more productive.

4 million

days are lost every year in the UK due to financial stress

Giving your employees financial flexibility through on-demand pay builds loyalty.

Fair, responsible, and on-demand: the new way to pay employees that’s win-win for everyone

Available to transfer


Employees have to wait until the end of the month to access what they’ve earned.

Openwage’s on-demand pay platform empowers
your employees to access their earnings on a daily basis with no impact on your company’s cashflow.

We’ve designed Openwage to be the most responsible on-demand pay platform on the market.

No impact on cashflow

Openwage provides the funds to employees so there’s no impact on your cashflow.

It’s free for employers

No set up or recurring costs to your business. We only charge a low, fair fee to employees per transfer.

Attract and retain the best talent

By making life better for your employees, you’ll attract and retain stronger talent which then strengthens your business.


Reliable and Secure Infrastructure


Multiple controls designed to protect personal and sensitive information. All communications are encrypted and protected.


Regular internal security audits completed. Disaster recovery and business continuity procedures in place and regularly tested.


Openwage is registered with the ICO under the UK Data Protection Act and compliant with GDPR.


We’re an approved distributor of e-money accounts and payments with Modulr FS Ltd, which is FCA regulated.

Request a demo

We’re committed to meeting the highest standards of transparency, accountability, and fair pricing.
We pride ourselves on being the most ethical on-demand pay provider.

Have questions?
We have answers.

Take a major step in revitalising your financial health by joining the early pay access revolution. Some of the main benefits include:
  • Easier money management. Life expenses don't always align with your employer's monthly pay cycle. Transfer your pay to access your money on your schedule.
  • Handle life's bumps in the road. Be ready for unplanned expenses. Get a pay advance to see you through.
  • Pay loans off earlier. Save on the interest mounting up on loans or cards by paying them off earlier in the month.
  • Start good saving habits. Take out a pay advance and stash it away. Become the saver you always wanted to be.
Nope! Openwage gives you access to money you've already earned but is still with your employer. You can transfer your money to your bank account when you need or want it, giving you more control over your finances without resorting to credit cards, overdrafts, or payday loans.
Each time you make a transfer, we'll charge a fee of 1% of the transfer amount, which will be deducted from your take-home pay at the end of the month. The minimum fee is £1.
We work with your employer to offer on-demand pay and make processing salary deductions during payroll simple. Only the authorised payroll processor has access to information about specific pay advances. Other specific people in the organisation may also be given access to a secure portal showing aggregated analytics and insights. This will help your employer understand overall employee engagement with Openwage.
There is no impact on your credit score from using early pay access with Openwage. Whilst we do use your bank account information to get an accurate, up-to-date financial situation, this leaves no trace on your credit file.
Yes, your employer needs to be signed up with us and offering Openwage as a benefit to you. However, you can anonymously refer your employer and we'll contact them to see if they are interested in making access to pay fair and flexible.
Currently we offer Employer Salary Advances, which are not deemed to be a regulated product as there is no credit or loan agreement with the employee. If you'd like more information, please contact us.

Join our newsletter

Be the first to know. Be the first to benefit.